Greetings from sunny Florida! After enduring 3 hurricanes in Orlando (not supposed to happen here!) we have recovered and are doing fine. As you can see, it is a beautiful day.

That is how life works. There are tough times. There are good times. Don't let the tough times get you down and keep learning so you can be better in the future times. This is the key to success. Keep growing and when you fall down, get right back up and proceed with "Smart Persistence."

All the best to you!

Terry

This is Terry at his Florida Condo on a typical sunny, Florida day.